What Do I Need to Qualify for a Bajaj Finance Credit Card?

Bajaj credit card
Credit cards are an indispensable financial instrument to make purchases on credit. It enables cardholders to meet expenses like paying their utility bills, grocery and online shopping, purchasing home appliances and much more in a hassle-free manner.
A Bajaj Finance credit card is regarded as one of the best credit cards in India and offers the benefits of 4 cards in 1 by serving as a credit card, loan card, cash card and EMI card.  The said card not just helps to increase an individual’s purchasing power, it also helps them earn exciting reward points, enhance their CIBIL score and offers access to a personal loan in an emergency.
An individual would be deemed qualified to apply for this credit card, once they meet its eligibility criteria and provide the required documents.
Eligibility criteria
Check the below-mentioned credit card eligibility criteria to match with yours –
 Applicants must belong to the age group of 25-65 years.
 Applicants must have a positive credit score of at least 750.
 Applicants must not be a habitual defaulter.
 Applicants should be a BFL customer.
 Applicants should have the Bajaj Finserv EMI Network card.
 Applicants must be based in a location that is listed under SuperCard live locations in India.
Required documents
There are certain specific documents which are considered to be essential to apply for the Bajaj Finserv credit card –
List of documents that serve as proof of identity –
 Aadhaar card.
 PAN card.
 Voter’s ID card.
 Driving licence.
 Passport.
List of documents that serve as proof of address –
 Aadhaar card.
 Utility bills for the last 3 months.
 Passport.
 Ration card.
 Other government-approved photo Ids.
List of documents that serve as proof of age –
 School certificate.
 Birth certificate.
 Voter ID card.
 Passport.
List of documents that serve as proof of income –
 Salary slips up to last 3 months.
 Bank statements up to 3 months.
 IRTC form 16.
 Income Tax Return.
 Audited financials for 2 years, in the case of self-employed individuals.
Applicants who do not possess PAN card may submit form 60 in its place. Additionally, they should ensure that the documents they provide are valid and up to date to avoid their credit card application from being rejected.
Application procedure
After confirming their eligibility and accumulating essential documents, interested individuals should proceed to apply for the Bajaj credit card.
Here the steps for applying to the same –
 Step 1 – Visit the official online portal of the NBFC.
 Step 2 – Fill up the application form by providing necessary details.
 Step 3 – Attach necessary documents.
 Step 4 – Submit the form.
Features and benefits of Bajaj credit card
The particular credit card is a product of the collaboration between RBL Bank and Bajaj Finserv. As such, if offers numerous benefits and features which you should know before applying for a credit card.
With a Bajaj credit card, users can earn exciting rewards on their purchases and online transactions. It also allows cardholders to save up to Rs. 55,000 annually and offers them the ease to convert expensive purchases into comfortable EMIs. Such features directly facilitate to enhance their CIBIL score more effectively.
The Bajaj Finserv RBL Bank Super Card is one such card that offers benefits mentioned above and much more to the cardholders such as –
 Interest-free ATM cash withdrawal up to 50 days.
 Interest-free personal loan against the available credit limit for up to 90 days.
They also provide pre-approved offers to simplify the process to avail these cards and to reduce the time required. These offers are valid on numerous financial products and services, including credit cards, home loans, business loans, personal loans, etc. You can check your pre-approved offer by providing a few necessary details about yourself, including your name and contact number.

Interested individuals are advised to take into account their spending habits and income while applying for a Bajaj credit card. Meeting such eligibility criteria will help you benefit the most from such credit cards.